Are you looking for a low maintenance way to lower your auto insurance? Here is everything you need to know about the AAA Telematics Discount.
How does it work?
A small 2 inch by 1 inch device is mailed to your home. You plug it in to the easily accessible on-board diagnostic port located under the dashboard in your vehicle. For the next six months this small device will relay information to AAA. This information will be run through an algorithm to determine your eligibility for up to 30% off your auto insurance premium. This is an optional coverage.
What's in it for me?
You will receive an automatic 10% discount on each participating vehicle during the first six months the device is gathering information.
You will be able to stay more in touch with your car and its health! Learn More
What it tracks:
When are you driving.
This device will track the time of day and lengths of your daily commutes.
Where are you driving?
This device will track where you are driving: residential, city streets and highways.
How are you driving?
This device will track your speed, braking distance, and corner turns.
After AAA collects your driving information for six months and runs it through their algorithm you will receive notification of your qualification for discounts available for each participating vehicle. It is important to understand this discount could be as high as 30% and as low as 0% based on the data collected for each vehicle.
It is possible for one vehicle to receive a discount and the other not too.
*** This means that you could lose the 10% participation discount you received at the beginning of the policy. You cannot be cancelled or penalized any further for your driving.